Key Takeaways
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Motley Fool analyst Anthony Di Pizio predicts XRP could fall to $0.36.
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Glassnode data points to deep investor capitulation.
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XRP’s technical outlook remains fragile despite signs of stabilization.
Ripple’s XRP price could face a prolonged period of weakness and potentially fall to $0.36 over the next five years, according to a recent forecast from Motley Fool analyst Anthony Di Pizio.
The bearish outlook comes as Glassnode reported that XRP’s 90-day realized profit-to-loss ratio has fallen to 0.38 — indicating that the majority of investors are operating with more losses than profits.
Motley Fool Analyst Sees XRP Price Falling to $0.36 Over Five Years
Anthony Di Pizio, an analyst at The Motley Fool, argued that XRP could face substantial downside over the next five years.
Di Pizio noted that XRP has historically experienced severe boom-and-bust cycles.
Following its 2018 record high, the token lost more than 90% of its value and remained below $1 for much of the following seven years.
If a similar decline were to occur from XRP’s 2025 peak of $3.65, the token could fall to approximately $0.36 and potentially remain around that level over the coming years, he said.
The analyst noted that while Ripple Payments allows financial institutions to settle cross-border transactions more efficiently, banks are not required to use XRP.
“…using XRP isn’t mandatory, and this is where the bullish thesis is falling apart,” Di Pizio said.
He added that if the “global banking system adopted the network,” it still “wouldn’t necessarily result in upside for XRP.”
The analyst also highlighted the rapid growth of stablecoins as a competitive threat.
Ripple’s own dollar-pegged stablecoin, RLUSD, launched in 2024, offers lower volatility and regulatory features that may make it more attractive to financial institutions than XRP.
Glassnode Data Signals Deep Capitulation Among XRP Holders
Separate data from blockchain analytics firm Glassnode suggests investor sentiment has deteriorated sharply since XRP’s 2025 rally.
Glassnode reported that the 90-day simple moving average of XRP’s Realized Profit-to-Loss Ratio has fallen to 0.38.
The metric measures the amount of profit realized on-chain relative to losses.
At current levels, investors are realizing only $0.38 in profits for every $1 of losses.
This marks a sharp reversal from conditions seen during XRP’s 2025 peak, when the ratio climbed to 50.
At that time, profit-taking activity outweighed loss realization by a factor of 50, reflecting massively bullish sentiment.
The decline below 1 shows how most investors are moving XRP at a loss.
